Payroll Before You Buy

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Gusto pricing in 2026, explained

Gusto charges a monthly base fee plus a fee for each person you pay. Your headcount decides the bill more than the plan does.

The three main plans

PlanBase feePer personAdds
Simple$49/mo$6/moSingle-state payroll, unlimited runs, tax filings
Plus$80/mo$12/moMulti-state payroll, next-day pay, time tracking
Premium$180/mo$22/moHR guidance and dedicated support

Gusto raised the Simple base fee from $40 to $49 in March 2026. Older reviews quoting $40 are out of date.

What you'd pay at common team sizes

People paidSimplePlusPremium
1$55$92$202
5$79$140$290
10$109$200$400
25$199$380$730

Monthly, before add-ons. Contractors you pay through Gusto count as people.

Which plan most small businesses need

Start on Simple if everyone works in one state and you just need payroll and taxes handled. Move to Plus when you hire in a second state or want time tracking built in. Premium makes sense when you want HR guidance on call, usually at a larger headcount.

Costs to watch

Is Gusto worth it?

For teams under about 50 people, Gusto's published pricing and self-serve setup are hard to beat. Above that, it's worth getting a quote from a provider built for larger teams, such as Paylocity, before deciding. See the full comparison.

See Gusto's plansCalculate your cost